July 5, 2012
Today, I will again be in the office at 6:00 p.m. to answer any question of a Homeowner Defending a Foreclosure complaint. I subscribe to a number of foreclosure websites and blogs, and I receive articles written by very knowledgeable and caring experts. Most of thos...
July 1, 2012
The Making Home Affordable Program, Version 3.3, As of September 1, 2011.
In February 2009, the Obama Administration introduced the Making Home Affordable Program, a plan to stabilize the housing market and help struggling homeowners get relief and avoid foreclosure. I...
June 18, 2012
I am a lawyer. I think Homeowners facing Foreclosure should contact an attorney. However, I tried putting myself in the shoes of someone trying to seek out information to defend a foreclosure complaint. I first looked at the summons that is attached to the complaint...
June 11, 2012
I recently posted my willingness to offer free foreclosure defense advice to anyone who showed up at my office on Thursday evenings at 6:00 p.m. In reviewing the post again, the message was not clear and the size of the text made it difficult to read, so maybe that is...
May 23, 2012
I DO NOT RECOMMEND THAT ANY HOMEOWNER SHOULD ATTEMPT TO
DEFEND THE FORECLOSURE COMPLAINT ON THEIR OWN, BUT IF YOU ARE GOING TO DO IT YOU MIGHT AS WELL DO IT RIGHT.
NO COFFEE; NO DOUGHNUTS, JUST ME ANSWERING QUESTIONS YOU MIGHT HAVE REGARDING YOUR LITIGATION.
THURSDAY EVEN...
May 19, 2012
I am not suggesting that Attorneys start doing this. Instead, I am just floating an idea for people to comment on and critique. There are probably a number of ethical rules that would prevent someone from actually doing it. But what would happen if attorneys who pra...
April 28, 2012
I recently saw a book review/ interview in which the author stated that Mortgage Backed Securities have been around since Mitt Romney's father, George Romney, was involved in one of the first mortgage backed securities. I was also reviewing HUD regulations and loan mo...
April 28, 2012
The complaint in Ohio has a Summons attached to the front of it and both the Summons and Complaint are served upon the Defendant to begin the civil action. The Ohio Supreme Court provides the standard form for the Summons to be used by the Ohio Courts of Common Pleas....
March 5, 2012
I recently read a post regarding the California Act that will prohibit Banks from "dual tracking" foreclosure cases. This term of art that is developing describes the situation in which the Bank continues to work with the Homeowner to modify the mortgage while also pr...
February 21, 2012
Today, I filed a reply brief in Ohio Supreme Court Case No.:2011-1362 Federal Home Loan Mortgage Corp. vs. Duane Schwartzwald. The Ohio Supreme Court certified a conflict and asked the parties to brief the issue:
In a mortgage foreclosure action, the l...